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Condo Water Damage: Who Is Responsible?

General education on condo water damage in Florida: unit owners, associations and insurers. Your governing documents and policies decide responsibility.

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It depends on your documents

Responsibility between unit owners and the association is shaped by your declaration, Florida law and insurance policies. This is not legal advice.

What to do first

Stop the water if you can, notify management, photograph everything and get drying started to limit damage to every unit involved.

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